/* ===== RESET & BASE ===== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --midnight: #0B1D3A;
  --midnight-light: #132D54;
  --midnight-dark: #071326;
  --mint: #40E0D0;
  --mint-light: #6EF5E6;
  --mint-dark: #2BC4B5;
  --mint-pale: #E0FAF7;
  --mint-xpale: #F4FCFA;
  --white: #FFFFFF;
  --off-white: #F8FBFA;
  --gray-50: #F1F5F4;
  --gray-100: #E2E8E6;
  --gray-200: #C8D1CF;
  --gray-400: #8A9A96;
  --gray-600: #5A6E6A;
  --gray-800: #2A3634;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-xl: 32px;
  --shadow-sm: 0 1px 4px rgba(11,29,58,0.06);
  --shadow-md: 0 4px 20px rgba(11,29,58,0.08);
  --shadow-lg: 0 12px 48px rgba(11,29,58,0.12);
  --shadow-xl: 0 24px 64px rgba(11,29,58,0.16);
  --font-body: 'DM Sans', system-ui, sans-serif;
  --font-heading: 'Playfair Display', Georgia, serif;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== NAV ===== */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(11,29,58,0.06);
  transition: box-shadow var(--transition);
}

.nav.scrolled {
  box-shadow: var(--shadow-md);
}

.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  height: 72px;
  gap: 24px;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--midnight);
  font-size: 1rem;
  white-space: nowrap;
}

.nav-logo {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
}

.nav-brand-text {
  display: none;
}

@media (min-width: 640px) {
  .nav-brand-text { display: block; }
}

.nav-menu {
  display: none;
  align-items: center;
  gap: 8px;
  margin-left: auto;
}

@media (min-width: 900px) {
  .nav-menu {
    display: flex;
  }
}

.nav-menu a {
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-600);
  transition: color var(--transition), background var(--transition);
}

.nav-menu a:hover {
  color: var(--midnight);
  background: var(--mint-pale);
}

.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  margin-left: auto;
}

@media (min-width: 900px) {
  .nav-toggle { display: none; }
}

.nav-toggle-bar {
  width: 22px;
  height: 2px;
  background: var(--midnight);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2) {
  opacity: 0;
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Mobile menu */
.nav-menu.open {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 72px;
  left: 0;
  right: 0;
  background: var(--white);
  padding: 16px 24px 24px;
  border-bottom: 2px solid var(--mint);
  box-shadow: var(--shadow-lg);
  gap: 4px;
}

.nav-menu.open a {
  padding: 12px 16px;
  font-size: 1rem;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 26px;
  border-radius: var(--radius-lg);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn:active {
  transform: translateY(0);
}

.btn-mint {
  background: var(--mint);
  color: var(--midnight);
  border-color: var(--mint);
}

.btn-mint:hover {
  background: var(--mint-dark);
  border-color: var(--mint-dark);
  color: var(--midnight);
}

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}

.btn-outline-light:hover {
  background: var(--white);
  color: var(--midnight);
  border-color: var(--white);
}

.btn-outline-dark {
  background: transparent;
  color: var(--midnight);
  border-color: var(--midnight);
}

.btn-outline-dark:hover {
  background: var(--midnight);
  color: var(--white);
}

.btn-sm { padding: 8px 18px; font-size: 0.85rem; }
.btn-lg { padding: 16px 34px; font-size: 1.05rem; }
.btn-full { width: 100%; justify-content: center; }

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 120px 24px 80px;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-scrim {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(7,19,38,0.88) 0%,
    rgba(11,29,58,0.82) 50%,
    rgba(19,45,84,0.75) 100%
  );
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 780px;
  text-align: center;
}

.hero-badge {
  display: inline-block;
  background: rgba(64,224,208,0.15);
  color: var(--mint-light);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 24px;
  border: 1px solid rgba(64,224,208,0.25);
}

.hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.4rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 22px;
}

.hero-desc {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  margin-bottom: 36px;
  max-width: 620px;
  margin-left: auto;
  margin-right: auto;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
  margin-bottom: 48px;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 28px;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  font-weight: 500;
}

.hero-trust-item svg {
  width: 18px;
  height: 18px;
  color: var(--mint);
  flex-shrink: 0;
}

/* ===== SECTION COMMON ===== */
.section-label {
  display: inline-block;
  color: var(--mint-dark);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 700;
  color: var(--midnight);
  line-height: 1.2;
  margin-bottom: 16px;
}

.section-subtitle {
  font-size: 1.1rem;
  color: var(--gray-600);
  max-width: 600px;
  line-height: 1.7;
}

/* ===== SERVICES ===== */
.services {
  padding: 100px 0;
  background: var(--off-white);
}

.services .section-label,
.services .section-title,
.services .section-subtitle {
  text-align: center;
}

.services .section-subtitle {
  margin: 0 auto 56px;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 640px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 900px) {
  .services-grid { grid-template-columns: repeat(3, 1fr); }
}

.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: all var(--transition);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--mint);
}

.card-icon {
  width: 56px;
  height: 56px;
  background: var(--mint-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.card-icon svg {
  width: 28px;
  height: 28px;
}

.card h3 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--midnight);
  margin-bottom: 10px;
  line-height: 1.3;
}

.card p {
  font-size: 0.95rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ===== ABOUT ===== */
.about {
  padding: 100px 0;
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}

@media (min-width: 768px) {
  .about-grid { grid-template-columns: 1fr 1fr; gap: 64px; }
}

.about-image-wrap {
  position: relative;
}

.about-image {
  width: 100%;
  height: 500px;
  object-fit: cover;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
}

.about-stat-card {
  position: absolute;
  bottom: -20px;
  right: -12px;
  background: var(--midnight);
  color: var(--white);
  padding: 20px 28px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
}

.about-stat-number {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--mint);
}

.about-stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  margin-top: 2px;
}

.about-content .section-title {
  text-align: left;
}

.about-content > p {
  color: var(--gray-600);
  margin-bottom: 16px;
  line-height: 1.8;
}

.about-features {
  list-style: none;
  margin-top: 28px;
  display: grid;
  gap: 14px;
}

.about-features li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--gray-800);
  line-height: 1.5;
}

.about-features svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  margin-top: 2px;
}

/* ===== INSURANCE ===== */
.insurance {
  padding: 100px 0;
  background: var(--midnight);
}

.insurance-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}

@media (min-width: 768px) {
  .insurance-inner { grid-template-columns: 1fr 1fr; gap: 64px; }
}

.insurance-text .section-title {
  color: var(--white);
  text-align: left;
}

.insurance-text p {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  line-height: 1.8;
}

.insurance-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

@media (min-width: 480px) {
  .insurance-cards { grid-template-columns: repeat(3, 1fr); }
}

.ins-card {
  background: var(--midnight-light);
  border: 1px solid rgba(64,224,208,0.15);
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  text-align: center;
  transition: all var(--transition);
}

.ins-card:hover {
  border-color: var(--mint);
  background: rgba(64,224,208,0.06);
  transform: translateY(-3px);
}

.ins-card svg {
  width: 36px;
  height: 36px;
  margin: 0 auto 14px;
  color: var(--mint);
}

.ins-card span {
  display: block;
  color: var(--white);
  font-weight: 600;
  font-size: 0.95rem;
}

/* ===== CTA ===== */
.cta-section {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--mint-pale) 0%, var(--mint-xpale) 100%);
}

.cta-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 56px 40px;
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}

@media (min-width: 768px) {
  .cta-card {
    grid-template-columns: 1fr auto;
    gap: 56px;
    padding: 64px 56px;
  }
}

.cta-content .section-title {
  text-align: left;
}

.cta-content p {
  color: var(--gray-600);
  font-size: 1.05rem;
  line-height: 1.8;
  max-width: 480px;
}

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

@media (min-width: 480px) {
  .cta-actions { flex-direction: row; }
}

.cta-actions .btn svg {
  width: 20px;
  height: 20px;
}

/* ===== CONTACT ===== */
.contact {
  padding: 100px 0;
  background: var(--off-white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 56px;
}

@media (min-width: 768px) {
  .contact-grid { grid-template-columns: 1fr 1fr; gap: 64px; }
}

.contact-info .section-title {
  text-align: left;
}

.contact-intro {
  color: var(--gray-600);
  font-size: 1.05rem;
  line-height: 1.7;
  margin-bottom: 32px;
}

.contact-details {
  list-style: none;
  display: grid;
  gap: 24px;
}

.contact-details li {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-details svg {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-details strong {
  display: block;
  color: var(--midnight);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 4px;
}

.contact-details span,
.contact-details a {
  color: var(--gray-600);
  font-size: 0.95rem;
  line-height: 1.6;
}

.contact-details a:hover {
  color: var(--mint-dark);
}

/* ===== FORM ===== */
.contact-form-wrap {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 40px 32px;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-100);
}

.form-title {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--midnight);
  margin-bottom: 24px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (max-width: 479px) {
  .form-row { grid-template-columns: 1fr; }
}

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--midnight);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-100);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--gray-800);
  background: var(--off-white);
  transition: border-color var(--transition), box-shadow var(--transition);
  appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--mint);
  box-shadow: 0 0 0 3px rgba(64,224,208,0.15);
  background: var(--white);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-privacy {
  font-size: 0.78rem;
  color: var(--gray-400);
  text-align: center;
  margin-top: 14px;
}

.form-success {
  text-align: center;
  padding: 48px 24px;
}

.form-success svg {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
}

.form-success h3 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  color: var(--midnight);
  margin-bottom: 10px;
}

.form-success p {
  color: var(--gray-600);
  margin-bottom: 24px;
  line-height: 1.7;
}

/* ===== FOOTER ===== */
.footer {
  background: var(--midnight-dark);
  color: rgba(255,255,255,0.7);
  padding: 64px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  padding-bottom: 48px;
}

@media (min-width: 640px) {
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
}

.footer-brand p {
  margin-top: 14px;
  font-size: 0.9rem;
  line-height: 1.7;
  max-width: 300px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--white);
  font-size: 1rem;
}

.footer-logo-icon {
  width: 36px;
  height: 36px;
}

.footer-links,
.footer-contact {
  display: grid;
  gap: 10px;
}

.footer-links strong,
.footer-contact strong {
  display: block;
  color: var(--white);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}

.footer-links a {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  transition: color var(--transition);
}

.footer-links a:hover {
  color: var(--mint);
}

.footer-contact address {
  font-style: normal;
  font-size: 0.9rem;
  line-height: 1.7;
  margin-bottom: 8px;
}

.footer-contact a {
  font-size: 0.9rem;
  color: var(--mint);
  transition: color var(--transition);
}

.footer-contact a:hover {
  color: var(--mint-light);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 10px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}

.footer-disclaimer {
  max-width: 400px;
  text-align: right;
}

@media (max-width: 600px) {
  .footer-bottom { flex-direction: column; }
  .footer-disclaimer { text-align: left; }
}

/* ===== SCROLL REVEAL (progressive enhancement) ===== */
@media (prefers-reduced-motion: no-preference) {
  .reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.6s ease, transform 0.6s ease;
  }
  .reveal.visible {
    opacity: 1;
    transform: translateY(0);
  }
}

/* No-reduce-motion: always visible */
@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}